Terms of Service
Effective Date: September 25, 2026 | Last Updated: September 25, 2026
1. Acceptance of Terms
By accessing or using the website, digital portals, loan estimation tools, or services provided by Aggressive Mortgage LLC ("Company," "we," "us," or "our"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Service ("Terms"). If you do not agree with any part of these Terms, you must immediately discontinue all access and use of our platforms and services.
2. About Aggressive Mortgage LLC
Aggressive Mortgage LLC is a licensed residential mortgage brokerage and lending facilitation enterprise. We provide prospective borrowers and homeowners with access to loan pre-qualifications, rate comparisons, refinancing programs, and educational mortgage insights. We operate strictly under applicable state and federal lending regulations, adhering to the Equal Housing Opportunity principles across all service jurisdictions.
3. Eligibility & User Representations
To access our services or submit loan inquiries, you represent and warrant that you are at least eighteen (18) years of age, a legal resident of the United States, and possess the legal authority to enter into binding agreements. You affirm that all information provided during inquiry, application, or pre-approval processes is truthful, accurate, and current.
4. Mortgage Information & Rate Disclaimers
All interest rates, Annual Percentage Rates (APR), loan estimates, repayment terms, and closing cost approximations displayed on this website are for informational and illustrative purposes only. They do not constitute an explicit commitment to lend, a formal rate lock, or a definitive loan approval. Actual interest rates and loan qualifications depend on verified applicant credit scores, debt-to-income ratios, property appraisals, loan-to-value figures, market fluctuations, and formal underwriting review.
5. No Financial, Legal, or Tax Advice
The content, calculators, articles, and general resources provided on our website are intended strictly for general consumer guidance. Nothing published on our platform shall be construed as certified legal, tax, accounting, or estate planning advice. Users are strongly advised to consult certified public accountants, legal counsel, or independent financial advisors regarding their individual financial strategies.
6. Equal Housing Opportunity & Fair Lending
Aggressive Mortgage LLC conducts business in full compliance with the Fair Housing Act and the Equal Credit Opportunity Act (ECOA). We do not discriminate against any applicant based on race, color, religion, national origin, sex, marital status, age, handicap, receipt of public assistance, or the exercise of rights under the Consumer Credit Protection Act.
7. User Accounts & Security
When creating a borrower account or accessing secure client document portals, you are solely responsible for preserving the confidentiality of your login credentials, passwords, and multi-factor authentication tokens. You agree to immediately notify Aggressive Mortgage LLC of any unauthorized use or security breach related to your account.
8. Credit Authorization & Inquiries
By submitting an online pre-qualification, full mortgage application, or formal credit check authorization, you grant Aggressive Mortgage LLC and its lending partners express permission under the Fair Credit Reporting Act (FCRA) to retrieve your consumer credit report, verify employment records, and review asset documentation with nationwide credit reporting agencies.
9. Intellectual Property Rights
All trademarks, logos, visual layouts, website designs, calculations, proprietary software algorithms, and textual content are the exclusive intellectual property of Aggressive Mortgage LLC. Reproduction, redistribution, scraping, or commercial exploitation without prior written consent is strictly prohibited.
10. Prohibited Activities
You agree not to engage in fraudulent inquiries, submit fabricated financial records, introduce malicious code, disrupt network infrastructure, reverse engineer application portals, or use automated bots to harvest data from our digital environments.
11. SMS & Text Messaging Compliance Terms
Program Overview: By providing your telephone number and opting in to text messaging from Aggressive Mortgage LLC, you explicitly consent to receive transactional and informational SMS/MMS messages regarding loan status updates, document requests, appointment reminders, and customer service inquiries.
Message Frequency: Message frequency varies depending on loan pipeline progression and active service engagements.
Message & Data Rates: Message and data rates may apply as determined by your mobile carrier. Aggressive Mortgage LLC is not liable for transmission delays or carrier surcharges.
Opt-Out Instructions: You may cancel the SMS service at any time by replying STOP to any message. Upon sending STOP, you will receive a single confirmation SMS confirming your unsubscribed status.
Help & Support: Reply HELP for assistance, or contact our support department at [email protected].
Data Privacy Guarantee: We do not sell, rent, or share mobile phone numbers, SMS opt-in data, or text messaging consent records with third parties or affiliates for marketing purposes.
12. Electronic Communications & E-Sign Consent
By engaging with our digital platforms, you consent to receive all notices, disclosures, loan disclosures, privacy statements, and communications electronically pursuant to the Electronic Signatures in Global and National Commerce Act (E-SIGN Act). Electronic signatures carry the same legal weight as traditional physical signatures.
13. Third-Party Links & Integrations
Our website may link to third-party tools, closing cost databases, government portals, appraisal management platforms, or settlement service providers. Aggressive Mortgage LLC does not endorse, control, or assume liability for the content, privacy practices, or terms of third-party external services.
14. Disclaimer of Warranties
THE PLATFORM AND ALL RELATED SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT UNINTERRUPTED OR ERROR-FREE OPERATION.
15. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED UNDER APPLICABLE LAW, IN NO EVENT SHALL AGGRESSIVE MORTGAGE LLC, ITS MANAGERS, OFFICERS, EMPLOYEES, OR AGENTS BE LIABLE FOR DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES ARISING FROM THE USE OR INABILITY TO USE OUR WEBSITE, TOOLS, OR SERVICES, REGARDLESS OF THEORY OF LIABILITY.
16. Governing Law & Dispute Resolution
These Terms and any dispute arising from your relationship with Aggressive Mortgage LLC shall be governed by and construed in accordance with the laws of the State of corporate registration, without regard to conflict of law principles. Any legal claim or proceeding shall be resolved exclusively in the state or federal courts having jurisdiction.
17. Contact & Official Inquiries
If you have questions, feedback, or legal inquiries regarding these Terms of Service, please contact our compliance department.
Architectural clarity and institutional precision in bespoke residential lending. Engineered financing for discerning home buyers and premium portfolio refinances.
DISCLOSURES & LICENSING: Aggressive Mortgage LLC, NMLS #2408512. Tori Deshaun Simmons, Mortgage Loan Originator, NMLS #2264220. Licensed mortgage broker in the State of Georgia. Equal Housing Opportunity. This is not a commitment to lend. All loans are subject to credit approval, underwriting guidelines, and property eligibility. Programs, rates, terms, and conditions are subject to change without notice. For licensing information, visit www.nmlsconsumeraccess.org.
© 2026 Aggressive Mortgage. All rights reserved. Equal Housing Opportunity.