EFFECTIVE DATE: SEPTEMBER 25, 2026
Privacy Policy
Aggressive Mortgage LLC is committed to safeguarding your personal and financial information. Please review how we collect, use, and protect your data.
LEGAL DOCUMENTATION & COMPLIANCE
Information Practices &
Data Disclosures
Last Updated: September 25, 2026 | Effective Date: September 25, 2026
1. Introduction and Scope
Aggressive Mortgage LLC ("we," "us," or "our") is committed to maintaining the confidentiality, integrity, and security of the personal and financial information entrusted to us by our clients, prospective borrowers, and online visitors. This Privacy Policy details our practices concerning the collection, storage, processing, and safeguarding of your data when you interact with our websites, mortgage consultation services, loan origination workflows, and digital communications.
2. Information We Collect
In providing residential mortgage brokerage and lending services, we collect non-public personal information (NPI) necessary to evaluate loan eligibility, originate applications, and comply with federal lending mandates. Categories of collected data include:
- Personal Identifiers: Full legal name, date of birth, Social Security Number, government-issued photo identification, mailing address, email address, and phone numbers.
- Financial & Credit History: Income statements, W-2 forms, tax returns, banking records, credit scores, debt obligations, employment history, and asset verifications.
- Mortgage & Real Estate Data: Property address, purchase contract details, homeowner insurance information, appraisal reports, and title records.
- Technical & Usage Analytics: IP addresses, browser specifications, operating system details, device characteristics, and browsing patterns on our digital platforms.
3. How We Collect Your Information
We gather information directly from you when you submit loan pre-qualification forms, upload underwriting documents, schedule phone consultations, or communicate with our loan officers. Additionally, we obtain verified reports from consumer reporting agencies (credit bureaus), employer verification services, appraisal panels, title insurance entities, and public property registries.
4. How We Use Your Information
Your data is utilized strictly for lawful mortgage origination, customer service, and regulatory compliance purposes, including:
- Evaluating mortgage program suitability, interest rates, and loan structures.
- Preparing, processing, and submitting loan packages to wholesale funding lenders and automated underwriting systems.
- Facilitating property appraisals, title searches, settlement scheduling, and closing fund disbursements.
- Maintaining auditable transaction records in accordance with the Gramm-Leach-Bliley Act (GLBA), Real Estate Settlement Procedures Act (RESPA), and Truth in Lending Act (TILA).
- Transmitting critical operational updates regarding your loan status, rate lock expiration, or documentation milestones.
No Sharing of Mobile Opt-In Data: Aggressive Mortgage LLC respects your communication choices. Mobile phone numbers collected for SMS communication, opt-in consent records, and text messaging data will never be sold, rented, leased, or shared with third parties, affiliates, or external marketers for promotional or marketing purposes under any circumstance. Mobile information is used exclusively to deliver transactional loan notifications, verification codes, and agreed-upon customer service updates. You may opt out of SMS messaging at any time by replying STOP.
5. Sharing and Disclosure of Information
We do not sell consumer data or non-public personal information to third parties. We disclose your information only to authorized service providers and financial counterparties necessary to execute mortgage transactions:
- Wholesale Lenders & Underwriting Partners: Institutional mortgage lenders, secondary market investors, and government-sponsored enterprises (Fannie Mae, Freddie Mac, FHA, VA) for loan approval and purchase.
- Settlement & Title Agencies: Escrow companies, closing attorneys, and title insurers involved in your transaction closing.
- Technology & Verification Vendors: Encrypted loan origination software hosts, secure document repository providers, and credit verification services bound by strict confidentiality agreements.
- Legal & Regulatory Authorities: State mortgage regulatory divisions, the Consumer Financial Protection Bureau (CFPB), or law enforcement agencies when compelled by subpoena, court order, or mandatory audit requirement.
6. Cookies and Tracking Technologies
Our website utilizes essential, functional, and analytical cookies to ensure secure user authentication, monitor web infrastructure health, and enhance navigation efficiency. You can manage or disable cookie preferences through your individual browser settings; however, disabling certain technical cookies may limit your ability to access secure document portal functions.
7. Data Security and Safeguards
We maintain physical, electronic, and procedural safeguards in rigorous adherence to federal financial privacy standards. Security measures include 256-bit TLS/SSL encryption for data in transit and AES-256 encryption for records at rest, multi-factor authentication for internal systems, perimeter firewalls, role-based access restrictions, and periodic third-party vulnerability assessments. While we employ industry-leading safeguards, no electronic transmission over the internet is completely infallible.
8. Consumer Rights and Choices (GLBA & State Disclosures)
Under federal law (GLBA) and applicable state privacy statutes, consumers maintain specific rights regarding their financial information:
- Right to Know: You may request disclosure of the specific pieces and categories of personal information collected and processed.
- Right to Correct: You may request the rectification of inaccurate or outdated records in your profile.
- Right to Limit Sharing: Federal law grants you the right to limit the sharing of your personal creditworthiness information among affiliates for everyday business decisions.
- Non-Discrimination: We will never deny services, charge disparate rates, or degrade service quality because you exercised your statutory privacy rights.
9. Communications and Opt-Out Rights
You may opt out of non-essential marketing emails at any time by clicking the "Unsubscribe" link contained in the footer of our newsletters. To opt out of telephone solicitations, you may request placement on our internal Do-Not-Call registry. Please note that legal disclosures, closing updates, and loan servicing statements cannot be opted out of while an active mortgage transaction is in process.
10. Third-Party Websites and External Links
Our web properties may contain links to external third-party platforms (e.g., mortgage calculators, municipal tax assessors, or credit score portals). We do not control and are not responsible for the privacy policies, data collection, or security protocols of external websites. We encourage visitors to review the privacy notices of any third-party service they visit.
11. Children's Online Privacy
Our financial services and websites are directed exclusively to individuals who are at least 18 years of age and eligible to enter binding real estate contracts. We do not knowingly solicit, collect, or maintain personal data from children under the age of 13 pursuant to the Children's Online Privacy Protection Act (COPPA). If we discover inadvertent collection from a minor, the information will be deleted immediately.
12. Policy Revisions and Updates
We reserve the right to amend this Privacy Policy periodically to reflect technological advancements, statutory updates, or procedural refinements. When changes are implemented, the "Last Updated" timestamp at the top of this document will be modified accordingly. Continued engagement with our services following revised policy publication constitutes acknowledgment of updated terms.
13. Contact Information and Regulatory Compliance
If you have questions, formal inquiries, or wish to exercise privacy rights outlined in this policy, please direct correspondence to our compliance department:
Architectural clarity and institutional precision in bespoke residential lending. Engineered financing for discerning home buyers and premium portfolio refinances.
DISCLOSURES & LICENSING: Aggressive Mortgage LLC, NMLS #2408512. Tori Deshaun Simmons, Mortgage Loan Originator, NMLS #2264220. Licensed mortgage broker in the State of Georgia. Equal Housing Opportunity. This is not a commitment to lend. All loans are subject to credit approval, underwriting guidelines, and property eligibility. Programs, rates, terms, and conditions are subject to change without notice. For licensing information, visit www.nmlsconsumeraccess.org.
© 2026 Aggressive Mortgage. All rights reserved. Equal Housing Opportunity.