Mortgage Principal Calculator

See how your mortgage principal, interest rate, and extra principal payments affect your monthly payment, loan balance, and payoff timeline.

Mortgage Details

Enter your current mortgage information and optional additional principal payments.

1 Current Mortgage
$
%
$
2 Additional Principal Payments
$
$
$

Your Principal & Payoff Results

Compare your regular mortgage schedule with the schedule including additional principal payments.

Estimated Interest Savings
$0

Potential interest saved over the life of your mortgage by making the additional principal payments entered.

Regular Monthly P&I
$0
Monthly Payment With Extra Principal
$0
Estimated Payoff Time Saved
0 years
New Estimated Payoff Time
0 years

Mortgage Payoff Comparison

Original payoff timeline 30 years
Payoff with extra principal 0 years
Original total interest remaining $0
Interest with extra principal $0

Additional Principal Summary

Extra monthly principal $0
Extra annual principal $0
One-time principal payment $0
Estimated remaining balance after 5 years $0

Estimates are for informational purposes only. Payments are assumed to be applied monthly, with additional payments applied directly to principal. Calculations assume a fixed interest rate and exclude property taxes, homeowners insurance, mortgage insurance, escrow, fees, and prepayment penalties. Actual lender payment application and payoff amounts may vary. Confirm with your loan servicer that extra payments are applied to principal.

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DISCLOSURES & LICENSING: Aggressive Mortgage LLC, NMLS #2408512. Tori Deshaun Simmons, Mortgage Loan Originator, NMLS #2264220. Licensed mortgage broker in the State of Georgia. Equal Housing Opportunity. This is not a commitment to lend. All loans are subject to credit approval, underwriting guidelines, and property eligibility. Programs, rates, terms, and conditions are subject to change without notice. For licensing information, visit www.nmlsconsumeraccess.org.

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