Extra Mortgage Payment Calculator

Find out how making additional principal payments could help you pay off your mortgage sooner and potentially reduce the total interest paid over the life of your loan.

Your Current Mortgage

Automatically calculated from your balance, rate, and term. You can also enter your actual principal and interest payment.
Additional Payment Strategy
Additional principal paid once per year.
Additional Payment Schedule
The annual additional payment is divided into the selected number of payments throughout the year.

Your Mortgage Payoff Results

Estimated Interest Savings
$0
Compare your current mortgage schedule with your additional principal payment strategy.
Original Payoff Time
0
New Estimated Payoff Time
0
Time Saved
0
New Monthly Payment
$0
Mortgage Cost Comparison
Original Monthly P&I $0
Extra Monthly Principal $0
Annual Additional Payment $0
One-Time Lump Sum $0
Original Total Interest $0
New Total Interest $0
Interest Saved $0
Payoff Timeline Comparison
Original Mortgage 0 months
With Extra Payments 0 months
The bars compare the estimated number of payments required to pay off your mortgage under each strategy.
Estimated Remaining Balance
After 5 Years With Original Payments
$0
After 5 Years With Extra Payments
$0
This calculator provides estimates for educational purposes only. Actual mortgage payoff dates and interest savings depend on your loan terms, payment posting dates, lender servicing rules, and whether additional payments are applied directly to principal. Taxes, insurance, escrow, and other loan fees are excluded. Confirm with your mortgage servicer that extra payments will be applied to principal and that no prepayment penalty applies. Contact Aggressive Mortgage LLC for personalized mortgage guidance.
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DISCLOSURES & LICENSING: Aggressive Mortgage LLC, NMLS #2408512. Tori Deshaun Simmons, Mortgage Loan Originator, NMLS #2264220. Licensed mortgage broker in the State of Georgia. Equal Housing Opportunity. This is not a commitment to lend. All loans are subject to credit approval, underwriting guidelines, and property eligibility. Programs, rates, terms, and conditions are subject to change without notice. For licensing information, visit www.nmlsconsumeraccess.org.

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