Rent vs. Buy Calculator

Compare the estimated long-term costs and potential wealth of renting versus buying a home based on your financial situation and housing assumptions.

Your Housing Plans

Home Purchase Details
Homeownership Expenses
Investment Assumptions
Assumed return on money invested instead of buying.

Your Rent vs. Buy Results

Estimated Financial Difference
$0
Compare the estimated net financial position of renting and buying at the end of your selected period.
Estimated Monthly Mortgage P&I
$0
Initial Cash to Buy
$0
Estimated Home Value at End
$0
Remaining Mortgage Balance
$0
Estimated Monthly Cost Breakdown
Rent + Renter's Insurance $0
Mortgage Principal & Interest $0
Property Taxes $0
Homeowners Insurance $0
Maintenance $0
Mortgage Insurance $0
HOA + Other Costs $0
Total Monthly Ownership Cost $0
Net Financial Position After 5 Years
Buyer's Home Equity $0
Less Estimated Selling Costs $0
Buyer's Net Proceeds $0
Renter's Investment Account $0
Rent vs. Buy Difference $0
Financial Position Comparison
$0
Buy
$0
Rent
Illustrative ending financial position after estimated selling costs and investment returns. Results depend on the assumptions entered.
Estimated Break-Even
First year buying's estimated net position exceeds renting
Not reached
This calculator is an educational estimate, not financial, tax, or mortgage advice. Home prices, rent, interest rates, maintenance, investment returns, property taxes, insurance, and transaction costs can change. Investment returns and home appreciation are not guaranteed. Actual mortgage costs and eligibility depend on the borrower, property, lender, and loan program. Contact Aggressive Mortgage LLC for a personalized mortgage consultation.
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DISCLOSURES & LICENSING: Aggressive Mortgage LLC, NMLS #2408512. Tori Deshaun Simmons, Mortgage Loan Originator, NMLS #2264220. Licensed mortgage broker in the State of Georgia. Equal Housing Opportunity. This is not a commitment to lend. All loans are subject to credit approval, underwriting guidelines, and property eligibility. Programs, rates, terms, and conditions are subject to change without notice. For licensing information, visit www.nmlsconsumeraccess.org.

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